Tracey Milligan


My philosophy – Don’t just listen to my story, lets make one together!

Tracey has never been one to accept the status quo. From founding what has turned into an international nonprofit organization, to diving into the fintech world, when Tracey sees a better way to do things she works to make it happen. Term Payments is the idea she had when shopping on a website wishing it had layaway. Thinking she couldn’t be the only one who would appreciate layaway.

Kelly Parsons

CSO and Founder

Kelly’s love for all things fashion lead her to begin her career in retail management where she was at the helm of some of the top retailers in the United States. After a decade in fashion, she moved into the FinTech world designing and selling technology to Fortune 500 companies. Continually breaking sales records was rewarding, but her heart has never left fashion.  Term is the perfect blend of her two loves, tech and fashion.

Abir is a passionate Software Engineer and an entrepreneur. She is the Founder and host of EllePod.

Her work and advocacy to empowering women in tech and advancing technology is remarkable. She founded the first women in tech conference in Tunisia and North Africa in 2018. 

Abir joined Tracey as Co-founder and CTO, because she believes that Term Payments is a solution that will help many people, especially women, and provide them the best shopping online experience.  

Abir Chermiti

CTO and Founder


We know having goals and dreams are important. We make sure you can treat yourself when you reach those goals.




So many things exist that we’d love to have, why should where you shop be limited to a few items? We want to give you what want. Just ask.



We are enablers. We understand and know what its like to live life on a budget. That’s why we make it easy for you to buy what you want using any form of payment that’s comfortable for you.

Customer reviews

We strongly believe in listening our customers feedback closely.  That’s why we are continuously communicate with our customers during the process of selection, design and special featue request inquiries. Sometimes the professionals tend to live “in their own world” and become purists and elitist in design approach, forgetting real life needs of realy people using the products.

We’re avoiding this by keeping contacts with our customers permanent and productive.

About Us

Maria Lopez

"Something like this is long overdue. I love having the option of choosing how I want to pay and when”

About Us

Linda Hurst

"This is too easy. I don't have to touch my credit to shop.”

About Us

Isabelle Mayers

"When I saw Term Payments on social media, I knew I had to shop with them. I love handbags, now I can get almost any one I want."

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