FAQ

Term Payments is the online store where you can put the items you want to purchase on layaway.

You can put anything on layaway that costs over $100 before tax. 

The deposit to put am item on layaway is 20%.

Yes, it’s how we are able to provide this service to you. We charge a 15% contract fee for layaways. 

Yes! you can put down as much as you like as long as it’s at least 20% of the purchase price. 

You get up to 3 months on a $100 purchase, up to 6 months on a purchase between $100-$500, and up to 12 months for a $1,000 or more purchase.

No problem. If you change your mind within 30 days you get a full refund. After 30 days you’ll have a credit to use for future shopping minus the 15% contract fee. The credit never expires.

Our gift cards or shopping credits never expire. You can save up for a future purchase, or if you’re feeling generous, you can give your credit to friend who has a Term account and make their shopping dreams come true.  

Absolutely! We’d never want to keep you from having the items of your dreams. 

Ha! Yes, we are your enabling best friend. If there is something you’d like to put on layaway but it’s not in our store, let us know. Simply send us a message from your customer account about what it is you want. If we can get it we’ll let you know. The best part… the deposit is still only 20%.

Unfortunately not yet, but we are working on it. 

While we’d love to help teenage shopping dreams come true, you have to be at least 18 to enter into a contract. 

If you have any questions that weren’t answered here, please drop us a note. We’ll be happy to answer any question you have. 



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