Layaway.

We are enablers. We understand and know what its like to live life on a budget. We know having goals and dreams are important. We make sure you can treat yourself when you reach those goals.

Opening a Layaway plan is easy & only requires a few steps.  

• All you need to do is make a down payment of 20% or more.

• Individual items must cost $100 or more or,

• Your total purchase must be $100 or greater.

• You can make payments anytime on your Layaway.

• You can sign up for email or text reminders about payments.

There is a contract initiation fee of 15% of the purchase price that will be added to your total. 

You will receive an email invoice with details about your purchase. Your available terms will be highlighted along with the amount of your monthly payments. Select your term of 3/6/9/12 month terms. 

$100 – $500 3-6 month term.

$500 – $900 up to 9 month term.

$1,000  –  $5,000 12 mo term.  (over $2k soft credit check required.) 

We make it easy for you to buy what you want using any form of payment that’s comfortable for you.

Email us at customercare@termpayments.com to find out if layaway will work for you.